Mandeville Private Client Inc (“MPC”)
1. Site Content:
Nothing on the website shall be construed as an offer to buy or a solicitation of an offer to buy any services or products. Muldoon Wealth Services and Mandeville Private Client Inc. are not registered in all jurisdictions and therefore may not be able to effect transactions on behalf of individuals accessing this website.
2. Third Party Content/Links:
This website may contain links to third party websites. Such links are provided solely as a convenience to individuals accessing this website and Muldoon Wealth Services, Mandevillle Private Client Inc., and Mandeville Insurance Services Inc. are not responsible for the content of any linked third party website and do not make any endorsements or representations regarding the content, accuracy or suitability or the content, materials, products or services offered on third party websites.
3. Insurance:
Insurance products and services are offered by Mandeville Advisors licensed as life agents through Mandeville Insurance Services Inc. Your Mandeville Advisor will ensure you understand which company you are dealing with for the products and services offered to you.
4. CIRO and CIPF Membership:
Regulated by Canadian Investment Regulatory Organization. Member of the Canadian Investors Protection Fund.
5. Opinion:
This publication contains the opinion of the writer. The information contained herein was obtained from sources believed to be reliable, but no representation or warranty, express or implied, is made by the writer, Mandeville or any other person as to its accuracy, completeness or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any securities. The information in this publication is intended for informational purposes only and is not intended to constitute investment, financial, legal, tax or accounting advice. Many factors unknown to us may affect the applicability of any statement or comment made in this publication to your particular circumstances. Hence, you should not rely on the information in this publication for investment, financial, legal tax or accounting advice. You should consult your financial advisor or other professionals before acting on any information in this communication.
6. Intellectual Property:
MANDEVILLE PRIVATE CLIENT INC. and the Winged Lion Design are trademarks of Mandeville Holdings Inc.
7. Mutual Funds:
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
8. Leverage Risk:
Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only. If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by the loan’s terms remains the same even if the value of the securities purchased declines.
9. Privacy:
Mandeville is committed to protecting your privacy and the confidentiality of your personal information. Our privacy policy is available at our website www.mandevilleinc.com.
10. Calculations:
Financial calculators used in this website are for illustrative purposes only; we do not warrant the accuracy, completeness or quality of the information. Use of any of the information contained in this website is entirely at your discretion.
Mandeville Private Client Inc.
Mandeville Private Client Inc. (“Mandeville”) is committed to protecting the privacy and confidentiality of our clients’ personal information. Clients should know how we ensure the security of information and adhere to privacy legislation; therefore we make available the following information relating to our policies and procedures.
Identifying Purposes
Mandeville only collects, uses and discloses clients’ Personal Information for the following purposes:
- Administering your account(s);
- Offering and providing investment, insurance products and services to you;
- Establishing and maintaining communications with you;
- Verifying your identity;
- Complying with the law or the requests of law enforcement agencies or regulators; and
- Notifying you or allowing our affiliated companies to notify you of certain products or services offered by our affiliated companies.
Consent
Your knowledge and consent of Mandeville’s collection, use and disclosure of your Personal Information is critical. We rely on the following actions by you as indications of your consent to our existing and future Personal Information practices:
- Your voluntary provision of Personal Information directly to Mandeville or through an insurance broker or representative for the purpose of acquiring an investment, insurance contract or related service or product (including information previously provided to Mandeville);
- Your express consent or acknowledgement contained within a written, verbal or electronic application process;
- Your consent solicited by Mandeville (or our agent) for a specified purpose;
- Your receipt of this Privacy Policy, until you notify Mandeville of a withdrawal of this consent; or
- Your consent given through your authorized representative such as a legal guardian, agent or holder of a power of attorney.
Subject to certain legal or contractual restrictions and reasonable notice, you may withdraw this consent at any time. Mandeville will inform you of the consequences of withdrawing your consent. In some cases, refusing to provide certain personal information or withdrawing consent for Mandeville to collect, use or disclose your Personal Information could mean that we cannot provide you with investment products, insurance coverage or other requested products, services or information. If you wish to withdraw your consent to be notified of marketing initiatives by us or our affiliates for products or services, please contact the Privacy Officer at (905) 331-4255, extension 7001.
Limiting Collection / Retention of Personal Information:
Mandeville will only collect, use, or disclose Personal Information that is necessary for the Identified Purposes (see “Identified Purposes” above) or as required by law. If we require Personal Information for any other purpose, you will be notified of the new purpose, and subject to your consent, that new purpose will become an Identified Purpose. Mandeville will only collect Personal Information by fair and lawful means. We will retain Personal Information only as long as necessary for the fulfillment of the Identified Purposes.
Accuracy
Mandeville will maintain your Personal Information as accurate, complete, and up-to-date as is necessary for the Identified Purposes.
Safeguards
Mandeville will protect your Personal Information by security safeguards appropriate to the sensitivity of the information. Safeguards will vary depending on the sensitivity, format, location, and storage of the Personal Information.
Openness / Individual Access
Mandeville is responsible for all Personal Information under its control and has designated a Privacy Officer who is accountable to the Mandeville’s executive for compliance with this Privacy Policy. A copy of our Privacy Policy is available on our website at www.mandevilleinc.com.
Challenging Compliance
If you are not satisfied with Mandeville’s response to a privacy related inquiry or complaint, you may contact the Office of the Privacy Commissioner of Canada. The office is open during normal business hours (8:30–4:30) and the toll-free number is: 1-800-282-1376. The Office of the Privacy Commissioner of Canada does not process complaints via email, however you may write to them at:
112 Kent Street,
Place de Ville,
Tower B, 3rd Floor,
Ottawa, Ontario K1A 1h4
If you have any questions about this Privacy Policy or your Personal Information, please contact the Privacy Officer at (905) 331-6255, extension 7001.
Mandeville Privacy Officer: Alison Fletcher
Phone: (905) 331-4255, ext 7001
Email: privacy.office@mandevilleinc.com
Definitions
- References to “client”, “you” or “your” will include any individual who has requested, applied for or been supplied with products and services by Mandeville and any other individual for whom the client has acted as agent, guardian or representative.
- Personally identifiable information about a client is considered personal information (“Personal Information”) and includes, but is not limited to, home address, social insurance number, income, employment history, marital status and medical information.
Challenging Compliance
If you are not satisfied with Mandeville’s response to a privacy related inquiry or complaint, you may contact the Office of the Privacy Commissioner of Canada. The office is open during normal business hours (8:30–4:30) and the toll-free number is: 1-800-282-1376. The Office of the Privacy Commissioner of Canada does not process complaints via email, however you may write to them at:
112 Kent Street,
Place de Ville,
Tower B, 3rd Floor,
Ottawa, Ontario K1A 1H4
If you have any questions about this Privacy Policy or your Personal Information, please contact the Privacy Officer.
Mandeville Privacy Officer: Alison Fletcher
Phone: (905) 331-4255, ext 7001
Email: privacy.office@mandevilleinc.com
Definitions
- References to “client”, “you” or “your” will include any individual who has requested, applied for or been supplied with products and services by Mandeville and any other individual for whom the client has acted as agent, guardian or representative.
- Personally identifiable information about a client is considered personal information (“Personal Information”) and includes, but is not limited to, home address, social insurance number, income, employment history, marital status and medical information.